BEST 12-MONTH PERFORMANCE foundations listed in this section are open-end mutual foundations They have been selected upon the basis of their previous 12-month performance.

BEST 12-MONTH PERFORMANCE

foundations listed in this section are open-end mutual foundations They have been selected upon the basis of their previous 12-month performance. Mutual capitals should be judged on their long-term and consistent performance. The listing here is mainly intended to point not at home the current trends. You may want to compare your fund's performance with the top-performing stocks But do not switch in a hurry

Equity supplys include funds whose objectives are long-term capital appreciation or a combination of capital appreciation and income. Here is a list of for what reason each fund category is assemblageed in comparison to the novel IFSC categories:

1 Canadian Equity: Canadian Equity, Canadian Large-Cap Equity & Canadian Small-Cap Equity

2 Specialty: Alternative Strategies, Financial Services, Health Care, Labour Sponsored contingencys Natural Resources, Precious Metals, Science & Technology and Specialty/Miscellaneous

3 U Equity: U Equity and U Small & Mid-Cap Equity

4 International Equity: Asia ex-Japan Equity, Asia/Pacific Rim Equity, Emerging Markets, European Equity, Global Equity, International Equity, Japanese Equity, Latin American Equity and North American Equity

Real Estate foundations invest primarily in commercial real estate.

attachment and Mortgage Funds invest in durances mortgages, or both. Canadian short name bond funds are included in our list Many of these stocks are RRSP-eligible. Funds included in this category are Canadian imprisonment Canadian Mortgage, Canadian Short-Term chains Foreign Bond and High-Yield Bond

Balanced permanent funds emphasize long-term goals. Traditionally, they invest 50% of their assets in attachments and 50% in Canadian equities. marks of funds included in this category are Canadian Asset Allocation, Canadian Balanced and Global Balanced & Asset Allocation.

Preferr Dividend stocks are designed to provide high after-tax income. They invest for the most part in high-yielding shares of Canadian corporations

wealth Market Funds invest in short-term securities in the same state [i]or[/i] condition as Treasury Bills. Many of them are RRSP-eligible. All riches market funds mentioned here have a one-year revert of over 0.7%

Source: Southam stock PROFILER published by Southam Mutual permanent fund Group. Phone (416) 445-5534, 1-888-328-9252 Website: www.fundprofiler.com (Period ending December 31 2002)